1-Certificate – Microfinance Executive

Duration 3 Months I Credits : 2 Interviews

Modules Covered :         All Modules as per Syllabus of IIBF

Duration :                        3 Month

Training Amount:           Rs 9000/-

Registration Fees            Rs 100/-

Coaching support classes: Rs 4500/-

Examination Fees : As per IIBF 

The Indian Institute of Banking and Finance (IIBF) ia National apex body under the ownership of Minstry of Finance, Govt.of India

  that imparts professional education in banking and finance  

MODULES

Module 1: Micro Finance Perspectives

1. Poverty, Rural Credit and Financial Inclusion

2. Micro Finance: An Introduction

3. Models of Microfinance Across the world

4. Microfinance Delivery Methodologies

5. Legal and Regulatory Framework

6. Evolution and characteristics of Micro Finance in India

7. Recent Developments of Microfinance in India

8. Financial Inclusion

9. Impact of Micro Finance

Modules 2: Micro Finance Operational Aspects

10. Financial Products and Services

11. Financial Accounting and Reporting

12. Revenue Models of Micro Finance

13. Risk Management

14. Basics of Banking

15. Compliance to Various Regulations

 

Details about Certificate Examination -Microfinance

Click Link Certificate Courses (iibf.org.in)

Contact : Harcharan Singh Ranotra  Mob +91-9897492289

 

 2- Certificate - Small Finance Banks 

Duration 3 Months I Credits : 2 Interviews

Modules Covered :         All Modules as per Syllabus of IIBF

Duration :                        3 Month

Training Amount:           Rs 9000/-

Registration Fees            Rs 100/-

Coaching support classes: Rs 4500/-

Examination Fees : As per IIBF 

The Indian Institute of Banking and Finance (IIBF) is a national apex body under the ownership of Ministry of Finance, Government of India

that imparts professional education in banking and finance.

 

Govt. Approved course for developing and making competent professionals in Small Finance Banks, Micro Finance & NBFCs field.

Course Modules

Module 1: Indian Financial System & Regulatory Guidelines

1. Financial System Overview

2. Guidelines

3. Financial Inclusion & Financial Literacy

4. Govt Sponsored Schemes

5. Risk Management

 

Modules 2: Operational Aspects of Banking

6. Functions of Banks

7. Maintenance of Accounts

8. Know your customers & Anti Money Laundering

9. Bankers Special Relationship

10. Negotiable Instruments Act 1881

 

Modules 3: Credit & Foreign Exchange Management

11. Principles of Lending, Working Capital Assessment and Credit Monitoring

12. Documentation

13. Different Modes of charging Securities

14. Priority Sector Advances

16. Agricultural Finance

17. Micro, Small and Medium Enterprises

18. Foreign Exchange

 

Modules 4: Marketing, Technology and Customer Services including Soft Skills

21. Pricing & Distribution

22. Channel Management

23. Para Banking Activities

24. Payment System & Electronic Banking

25. Data Communication Network & EFT Systems

26. Customer Service

27. Soft Skills & Leadership Skills

28. Customer Protection

 

Details about Certificate Examination -Small Finance Banks

Click Link Certificate Courses (iibf.org.in)

 

Contact : Harcharan Singh Ranotra  Mob +91-9897492289

3- Certificate -Non Banking Financial Companies

Duration 3 Months I Credits : 2 Interviews

Modules Covered :         All Modules as per Syllabus of IIBF

Duration :                        3 Month

Training Amount:           Rs 9000/-

Registration Fees            Rs 100/-

Coaching support classes: Rs 4500/-

Examination Fees : As per IIBF 

SYLLABUS The details of the prescribed syllabus which is indicative are given below.

The Institute however, also reserves to itself the right to vary the syllabus/ rules/ fee structure from time to time. Any alterations made will be notified.

MODULE - A: INDIAN FINANCIAL SYSTEM AND REGULATORY REQUIREMENTS FOR NBFCS

1. An Overview – Role of RBI, SEBI, NABARD, NHB, IRDA, Commercial Banks, NBFCs, PDs, FIs, Cooperative Banks

2. Markets-Money Markets, Debt Markets, Forex Market, Capital Markets, Mutual Funds, Insurance Companies

3. NBFC -Types of NBFCs and their Regulators; role of NBFCs in promoting inclusive growth; Companies Act 2013;

RBI guidelines for NBFCs; Chapters IIIB and IIIC of RBI Act, 1934; Corporate Governance

4. Recent RBI initiatives in the financial space (Small finance banks, payment banks, Mudra bank, etc.) and how they affect NBFCs

MODULE - B: RESOURCE MOBILIZATION FOR NBFCS & CAPITAL ADEQUACY NORMS

1. Sources of Finance I - Share Capital; Types of share capital; components of various tiers of capital; Debentures and its types

2. Sources of Finance II - Public deposits; Bank Finance; Commercial Paper; Short term/ Long term Bonds; CBLO

3. Sources of Finance - Factoring, forfaiting, ADRs, GDRs, ECBs, etc.

4. Regulatory requirements/ Compliance - CRR, SLR; Returns to be submitted by NBFCs; Prudential Norms for NBFCs; CRAR; ALM; Market risk, Operational risk

MODULE - C: CUSTOMER SERVICE AND DEPOSITS

1. Customer Relationship - Types of customers; services to customers; Fair Practices code for NBFCs; customer complaints; COPRA;

Redressal system for customers and depositors of NBFCs (Company Law Board)

2. KYC/AML/ CFT Norms - PMLA Act; obligations, records to be maintained.

3. Operational aspects of opening and maintaining accounts of different types of customers; term deposits and services;

How NBFC deposits are different from bank deposits 4. Marketing and Distribution - Meaning, importance and functions of marketing management;

pricing of products; role of promotion; direct and indirect channels of distribution.

MODULE - D: LOANS AND ADVANCES AND INVESTMENTS

1. Types of Credit Facilities - Demand Loans, Term Loans, Project Loans and Infrastructure Finance. Trade Finance, Home Loans, Personal Loans, Consumer Loans,

Vehicle Finance (personal and commercial), lending against shares, Gold Loans, MSME finance and Microfinance.

2. Credit appraisal techniques - working capital and term loans. 3. Documentation & Credit management and credit monitoring – Asset classification; NPA management;

recovery of loans. 3

4. Securities- different modes of charging; types of collaterals and their characteristics.

5. Types of investments: Govt. securities, Bonds, Mutual Funds, Inter corporate deposits; Classification, Accounting and Mark to market requirements.

 

Details about Certificate Examination -Non Banking Financial Companies

Click Link Certificate Courses (iibf.org.in)

 

 

Contact : Harcharan Singh Ranotra  Mob +91-9897492289

4- Certificate - Rural Banking 

Duration 3 Months I Credits : 2 Interviews

Modules Covered :         All Modules as per Syllabus of IIBF

Duration :                        3 Month

Training Amount:           Rs 9000/-

Registration Fees            Rs 100/-

Coaching support classes: Rs 4500/-

Examination Fees : As per IIBF 

VISION” and “BANK QUEST” published by the Institute.

SYLLABUS

MODULE - 1: INTRODUCTION TO RURAL BANKING

• Role of Banks in rural credit, Present structure of Rural Banking-Co-operatives, Commercial Banks, RRBs and other institutional agencies.

• Evolution of Co-operatives, short-term & long term credit structure • Role of Commercial Banks in rural credit,

• Need of setting up of Regional Rural Banks, Salient provision of Regional Rural Banks Act, 1976, Management and functioning of RRBs, Organizational structure of RRBs,

Performance of RRBs, Merger of RRBs, Present status.

• Role of Government, RBI and NABARD in monitoring Rural Credit, refinance and other supports

• New initiatives in rural banking: financial inclusion, BC/ BF model, mobile banking etc.,

MODULE - 2: DEPOSITS AND ANCILLARY SERVICES

• Banker-Customer relationship, rights and responsibilities of a bank, Mandates, Indemnity, Garnishee/ Attachment Orders, Various Deposit Schemes, Different types of customers,

NRI accounts, Closure of Accounts, AML and KYC norms, Aadhar enabled accounts, various provision of Negotiable Instruments Act, 1881, Customer Service, Consumer Protection

Act, Net Banking, mobile banking and e-Wallet, RTGS/ NEFT, Safe Deposit Lockers and safe custody of articles,

MODULE - 3: AGRICULTURAL ADVANCES FOR PRODUCTION OF CROPS, ALLIED ACTIVITIES AND INVESTMENT CREDIT

• General features of agricultural advances, Kisan Credit Card Scheme, crop loans to tenant farmers, share cropper and oral lessees, crop insurance scheme,

agricultural gold loan, produce marketing loan scheme, financing of organic farming, horticulture, floriculture etc., Contract farming,

composite term loan against the mortgage of agricultural land, Financing farm mechanization and minor irrigation schemes including drip irrigation and sprinkler system.

Finance for two/ four wheeler for transportation of produce. Financing for diary, poultry, sericulture, fisheries, sheep and goat rearing,

Land Purchase Scheme, financing for draught animals and carts, Debt Swap scheme. PMJDY, Role of BCs/ BFs.

MODULE - 4: FINANCING FOR NON-FARM ACTIVITIES AND OTHER MATTERS

• Credit to small and micro enterprises in rural areas, indirect advances to agriculture, artisans credit cards, swarojgar credit cards, Laghu Udhami credit Cards,

General Credit Card Scheme, financing under Govt. sponsored schemes – PMEGP, NRLM, Linking SHGs with bank credit, Financing Joint Liability Groups,

Various types of Loan Securities, Loan documentation, financial inclusion, financial literacy and credit counselling, role of farmers' club,

Business Correspondents and Business facilitators, Rural Branch management and profitability,

Scope for financing rural youth for setting up micro/ small enterprises in rural areas, Risk mitigation through CGTSME, financing KVIC programs,

financing tribals/ forest dwellers, special laws relating to tribal lands and forest dwellers rights.

Details about Certificate Examination -Retail Banking

Click Link Certificate Courses (iibf.org.in)

 

 Contact : Harcharan Singh Ranotra  Mob +91-9897492289

 

5- Certificate - Business Correspondent (BC)/ Facilitator

Duration 1 Months I Credits : 2 Interviews

Modules Covered :         All Modules as per Syllabus of IIBF

Duration :                        1 Month

Coaching support classes: Rs 2000/-

Examination Fees : As per IIBF 

SYLLABUS:

RBI has designated IIBF as the sole certifying agency for the banks of SCBs (including RRBs),

SFBs excluding the Payments Banks. In consultation with RBI, the syllabus for the BC certification has been revised.

The revised syllabus for the examination is indicated in Annexure-

I SUBJECT OF EXAMINATION:

Inclusive Banking Thro’ Business Correspondents PASSING CRITERIA: Minimum marks for pass in the subject is 40 out of 100.

MODE OF CONDUCT OF EXAMINATION & EXAMINATION FEES:

The exam will be available under three models. Individual Banks will have the discretion to choose the model which suits them best.

The details of each model together with the examination fees is indicated in Annexure II. The requirement (operational modalities)

to be fulfilled by the banks under the “Hybrid Model” for the conduct of the examination by IIBF are detailed in Annexure –

III. MEDIUM OF EXAMINATION: Examination will be conducted in English, Hindi and other vernacular languages viz., Marathi,

Malayalam, Gujarati, Kannada, Oriya, Bengali, Tamil, Telugu and Assamese. The ex

 

6-Diploma - Retail  Banking 

Duration 3 Months I Credits : 2 Interviews

Modules Covered :         All Modules as per Syllabus of IIBF

Duration :                        3 Month

Training Amount:           Rs 9000/-

Coaching support classes: Rs 4500/-

Examination Fees : As per IIBF 

7-Diploma - Banking & Finance  (DBF)

Duration 3 Months I Credits : 2 Interviews 

Coaching support classes: Rs 4500/-